WhimTell
AI money coach for emotional spending

What your whims are telling you.

WhimTell sees why you spend, then helps rewrite your money habits, one quick card at a time.

Get early access How it works

We're inviting a small group of early testers before launch.

Try it: tap an answer, or swipe the card.

How it works

Just swipe.
Thirty seconds a day.

  1. Day one

    A mirror on day one

    Connect your bank and WhimTell looks back over your past year to surface habits you might not notice, like late-night delivery quietly adding up.

    You confirm what rings true, and WhimTell starts from there.

    Read-only. WhimTell can see your transactions, never move your money.

  2. Every morning

    A card or two each morning

    When something from yesterday looks like a whim, you get a quick card. Swipe yes or no. Every answer teaches WhimTell what a whim looks like for you.

    Quiet day? No cards, just a check mark.

  3. Every Sunday

    A Sunday recap with real numbers

    Each week, a short coaching note on what drove your spending and one small thing to try next. Every number comes straight from your transactions.

    Every insight shows the transactions behind it.

A coach,
not a parent.

  • No shaming
  • No lectures
  • No blocked cards

A parent decides for you. A coach helps you decide. WhimTell shows you the pattern, tells you how sure it is, and makes room for how you felt. The final call is always yours.

Early access

Want to try it first?

We're inviting a small group of testers before launch. Send a quick note and we'll be in touch.

Get early access